# Consumer reports

URL: /systems/legal-and-corporate/floor/consumer-reports · Id: `floorRow:consumer-reports`

> Consumer reports serves a report only for a permissible purpose, keeps it accurate, resolves disputes within 30 days, and sends adverse action notices.

Consumer reports serves a report only for a permissible purpose, keeps it accurate, resolves disputes within 30 days, and sends adverse action notices.

| Property | Value |
| --- | --- |
| Wakes | A Product is built as a consumer report for credit, insurance, employment, or housing decisions. |
| Process | [Screening](/workflows/processes/screening) |
| Signs | [Compliance Officer](/agents/legal/compliance-officer), [Legal Team](/agents/legal) |
| Sources | Fair Credit Reporting Act, 15 U.S.C. 1681–1681x; Regulation V, 12 CFR Part 1022 |