# Debt collection

URL: /systems/legal-and-corporate/floor/debt-collection · Id: `floorRow:debt-collection`

> Debt collection sends a validation notice, caps contact frequency, and never harasses or misleads when a Startup collects debts owed to others.

Debt collection sends a validation notice, caps contact frequency, and never harasses or misleads when a [Startup](/business/nouns/startup) collects debts owed to others.

| Property | Value |
| --- | --- |
| Wakes | A Product collects consumer debts owed to someone else. |
| Process | [Screening](/workflows/processes/screening) |
| Signs | [Compliance Officer](/agents/legal/compliance-officer), [Legal Team](/agents/legal) |
| Sources | Fair Debt Collection Practices Act, 15 U.S.C. 1692–1692p; Regulation F, 12 CFR Part 1006; state collection agency licensing laws |