# Bank detail changes

URL: /systems/trust-and-governance/controls/bank-detail-changes · Id: `control:bank-detail-changes`

> Every change to a payout or payee bank is confirmed through a second channel, waits one business day, and notifies every owner.

Every change to a payout or payee bank is confirmed through a second channel, waits one business day, and notifies every owner.

## Satisfies
| Criterion | Text |
| --- | --- |
| [SOC2 CC6.1](/systems/trust-and-governance/criteria/soc2/cc6-1) | The entity implements logical access security software, infrastructure and architectures over protected information assets. |

## Implemented by
- [Bank accounts](/systems/finance/bank-accounts)
- [Contractor payments](/systems/finance/contractor-payments)
- [Spend management](/systems/spend)
- [Earnings](/systems/payouts)

## Test
| Step | Rule |
| --- | --- |
| Kind | Preventive: it stops the failure before it happens. |
| Select | Every change to a payout or payee bank in the report period. |
| Assert | Each change has a second-channel confirmation, a completed delay window, and notices to every owner and the old address. |

## Owner
[Treasurer](/agents/finance/treasurer), [Finance Team](/agents/finance).

## Example
A [Supplier](/business/nouns/supplier)’s email asks a translation marketplace to pay their earnings to a new bank. The [Treasurer](/agents/finance/treasurer) [Agent](/business/nouns/agent) calls the number already on file, the Supplier denies sending it, and the change is refused before the window closes.