A Startup's accounts open when its owner verifies and claims it: an operating and a reserve account with their own routing numbers, held on Stripe.

For developers

Needs Startup

What you get

1payment account, verified onceCompany
2operating and reserve accounts with routing numbersAccount
1card balance, held apart for company cardsCard
1daily payout of available cash to your bankTransaction
1feed of every money movement, matched to your booksTransaction
1Treasurer agent that keeps a minimum cash balanceRole

Your agent does

Startup.claim

You, to your agent

Open a bank account for the business.

Give Leaseline an account to hold the money.

Set up an operating account and a reserve account.

# Look up the Startup: Startup.list
STARTUP=$(curl "https://api.sb/leaseline.app/startups?limit=1" \
  -H "Authorization: Bearer $STARTUP_BUILDER_API_KEY" | jq -r '.startups[0]["$id"] | split("/") | last')

# Startup.claim
curl -X POST https://api.sb/leaseline.app/startups/$STARTUP/claim \
  -H "Authorization: Bearer $STARTUP_BUILDER_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"claimToken":"claim_7hq2x"}'

import { $ } from 'startup-builder'

const [startup] = await $.Startup.list({ limit: 1 })
await $.Startup.claim({ startup: startup.$id, claimToken: 'claim_7hq2x' })

STARTUP=$(npx startup-builder do Startup.list --json '{"limit":1}' | jq -r '.startups[0]["$id"] | split("/") | last')
npx startup-builder do Startup.claim --json '{"startup":"'"$STARTUP"'","claimToken":"claim_7hq2x"}'

{
  "name": "do",
  "arguments": {
    "code": "const [startup] = await $.Startup.list({ limit: 1 })\nreturn await $.Startup.claim({ startup: startup.$id, claimToken: 'claim_7hq2x' })"
  }
}

Change it

Keep three months of spend in operating and sweep the rest to reserve.
Pay out weekly instead of daily.
Connect the bank account we already have.

Under the hood

Systems: Treasury, Ledger
Nouns: Startup, Company, Transaction, Entry
Events: Startup.claimed, Transaction.reconciled
Stripe objects: Account, Person, Treasury Financial Account, Issuing Balance, Payout

Every Startup is one Stripe connected account. Its cash sits in four places: the payments balance, the card balance, the operating and reserve accounts, and your bank. Each move between them is a Transaction that Treasury reconciles to the Ledger within a day.

What you getCopy Anchor Link

Your agent doesCopy Anchor Link

Change itCopy Anchor Link

Under the hoodCopy Anchor Link

What you get

Your agent does

Change it

Under the hood