More on payments and books
The rest of how these Systems work, one page each, past the first rows the sidebar shows.
Each page explains one part of how these Systems work. Back to the group.
- CheckoutCheckout takes payment on a Startup’s own Domain through a hosted checkout page, payment links, a pricing table and an embedded payment form.
- Recurring billingRecurring billing charges Subscriptions on Stripe Billing, with trials, proration, metered usage, retries and dunning, while db.sb stays the record.
- InvoicingInvoicing bills a Customer with a numbered Invoice, payment terms and a hosted payment page, then collects, reminds or voids it.
- Billing portalBilling portal lets each Customer replace a card, fix billing details, download receipts, change plans and cancel, on the Startup’s own Domain.
- CreditsCredits let a Customer prepay or receive a balance that its metered calls draw down, checked before each call and settled on the Invoice.
- Marketplace paymentsMarketplace payments settle each sale on the Supplier’s own connected Stripe account and keep the Marketplace’s take as an application fee.
- Agent paymentsAgent payments let agents pay and get paid per call under a Mandate, settling each priced request inside its Limits.
- Payment riskPayment risk scores each charge before it runs and allows, authenticates, holds or blocks it by the Startup’s risk Policy.
- Dispute responseDispute response answers chargebacks and contested deliveries with the Startup’s own records as Evidence, under each Dispute kind’s rules and deadlines.
- Merchant accountMerchant account gives a Startup its own connected payments account at its first sale, so it sells and settles as seller of record.
- Financial accountsFinancial accounts hold a Startup’s cash on Stripe, move it between its cash accounts and out to banks, and post every movement to the ledger.
- Bank accountsBank accounts open the Company’s operating and reserve accounts, verify its owners, and feed every Transaction to the ledger.
- Corporate cardsCorporate cards issue virtual and physical cards to Workers and agents, each bound to a Mandate, merchant rules and Limits.
- Contractor paymentsContractor payments onboard contractors and human supply, collect their tax forms, pay accepted work and file year-end information returns.
- Outside accountsOutside accounts register the Company on platforms that verify businesses: app stores, ad networks, marketplaces and directories.
- Real-time booksHow every money Event posts its own Entries, why the books reconcile daily, and why month-end close is a lock rather than a project.
- Revenue recognitionWhen a charge becomes revenue, how recurring revenue is computed, why outside and captive revenue stay apart, and what each traction band means.
- Cost per ActionHow an Action's spend is measured, kept inside its Limits, rolled up per Verb, Offer and Customer, and turned into a floor under every Price.
- Unit economicsHow every Action posts a Cost, how Costs roll up into margin per Offer, payback per Play, and lifetime value, and which numbers gate paid spend.
- Tax calculationTax calculation computes and collects sales tax and VAT on every Order with Stripe Tax, on the Startup’s own account as seller of record.
- Tax IDsTax IDs obtain the Company’s employer number, state tax accounts and sales tax registrations wherever it must collect or withhold.
- Tax filingsTax filings prepare, sign, file and pay the Company’s income, franchise, sales and information returns on time in every jurisdiction.
- PoliciesEvery financial number follows a declared rule, so two readers of one ledger get one answer.