Legal floor
Every legal obligation a Startup carries, what wakes it, the Process that meets it, and who signs.
The legal floor lists every obligation the law puts on a Startup: what wakes it, the Process that meets it, and the Role that signs. Rows specific to a profession, data class, activity, admission rule, or Market lead.
| Row | Keyed to | Wakes | Signs |
|---|---|---|---|
| Clinical practice | Profession | An Offer includes diagnosis, treatment, therapy, or prescribing. | Legal Lead |
| Engineering seals | Profession | An Offer delivers designs, drawings, or reports that a building or public authority relies on. | Legal Lead |
| Attest | Profession | An Offer promises an audit, review, compilation, or other assurance report. | Finance Lead |
| Tax preparers | Profession | An Offer prepares or files tax returns for Customers. | Finance Lead |
| Investment advisers | Profession | An Offer recommends securities or allocations to a Customer for pay. | Legal Lead |
| Insurance producers | Profession | An Offer sells, compares, or refers insurance for pay. | Legal Lead |
| Minors | Data class | A Product is directed to children, or learns a user is under 13, or under 16 in the EU. | Privacy Officer |
| Student records | Data class | A Product receives education records from a school or district. | Privacy Officer |
| Financial privacy | Data class | A Product offers a financial product or service to consumers. | Privacy Officer |
| Consumer reports | Data class | A Product is built as a consumer report for credit, insurance, employment, or housing decisions. | Compliance Officer |
| Debt collection | Data class | A Product collects consumer debts owed to someone else. | Compliance Officer |
| Biometrics | Data class | A Product collects a biometric identifier, including a face or voice template. | Privacy Officer |
| Vulnerability handling | Activity | A Startup sells Software or an App in the EU, or publishes any Interface. | Security Engineer |
| Automated hiring | Activity | An agent scores, ranks, or screens Candidates for a job. | People Lead |
| Export controls | Activity | A Startup ships Software, a Dataset, or a Service to a Customer outside its own country. | Compliance Officer |
| Comparative advertising | Activity | A Page, Ad, or Message compares the Startup with a named competitor. | Legal Lead |
| Sweepstakes | Activity | A Play offers a prize, contest, or giveaway. | Legal Lead |
| Gambling | Admission | A Startup Template or Offer takes stakes on an uncertain outcome. | Legal Lead |
| Money services | Admission | An Offer holds, moves, exchanges, or lends money for others. | Legal Lead |
| Telecom | Admission | An Offer resells phone numbers, calling, or messaging as its own service. | Legal Lead |
| Regulated goods | Admission | A Startup Template or Offer sells or brokers a regulated good. | Legal Lead |
| French language | Market | A Startup in the Canada Market serves Customers in the province where the French language is the sole official language. | Legal Lead |
| CAN-SPAM | General | A Startup sends its first commercial email. | Compliance Officer |
| Phone | General | A Startup calls or texts a Person, including with an AI voice. | Compliance Officer |
| Jurisdictions | General | A first email goes to a Person outside the US who has no relationship with any sibling Startup. | Compliance Officer |
| AI disclosure | General | An Agent talks with a Person, a Product generates images, audio, or video, or an Agent Offer serves a high-risk use. | Compliance Officer |
| Delegated sending | General | A Human connects their own account and grants an Agent a Mandate to send in their name. | Compliance Officer |
| Automation terms | General | An Agent posts, connects, or messages on a venue through an owned or delegated account. | Compliance Officer |
| Endorsements | General | A Startup asks for a review, shows a testimonial, pays a creator or affiliate, or recommends a sibling Startup. | Compliance Officer |
| Notices | General | A Startup’s Site or API collects anything about a Person or takes a card. | Legal Lead |
| Tracking | General | A Site serves a Visitor in the EU or UK. | Privacy Officer |
| Privacy rights | General | A Person asks about their data, or the Company total crosses a state privacy law’s threshold. | Privacy Officer |
| Breach | General | An Incident exposes personal data. | Privacy Officer |
| Tenant data | General | A Product stores content its Tenant writes or uploads about other people. | Contracts Manager |
| Data broker | General | A Product sells Person records to outside buyers in a state with a broker registry. | Privacy Officer |
| Eligibility | General | A Product sells facts about people that a buyer could use for an eligibility decision. | Compliance Officer |
| Motor records | General | A Dataset serves personal fields drawn from a state motor vehicle record or NMVTIS data. | Compliance Officer |
| Health data | General | A Product handles PHI for a provider, plan, or clearinghouse, or collects health data from consumers. | Privacy Officer |
| Taxpayer data | General | A Product touches tax return information, IRS transcripts, or TIN matching. | Privacy Officer |
| Public content | General | A Product shows content its Customers write to other people. | Legal Lead |
| Accessibility | General | A Company selling covered services to EU consumers reaches 10 persons or €2M in yearly turnover. | Compliance Officer |
| Advice | General | A Startup in a licensed field writes to a Person in words that could apply law or tax rules to their facts. | Legal Lead |
| Lawyers | General | Copy, a Play, a Price, or a data read touches a lawyer’s services. | Legal Lead |
| Licensed acts | General | An Order’s work reaches a Verb the published catalog marks as a Reserved Act. | Legal Lead |
| Licensing | General | An Offer, or a new state and outcome it serves, needs a Credential before its first Order. | Legal Lead |
| Renewals | General | An Offer bills as a Subscription and its buyer can be an individual. | Billing Specialist |
| Chargebacks | General | Card disputes rise against a Startup’s settled charges, or against the shared merchant account. | Risk Analyst |
| Sanctions | General | Any checkout, and any payment to a Supplier, Partner, referrer, or creator. | Risk Analyst |
| Splits | General | A charge carries money that belongs to someone else, such as a fee, a share, or a premium. | Treasurer |
| Sales tax | General | The Company total of sales into one US state crosses that state’s economic-nexus threshold. | Finance Lead |
| VAT | General | The Company makes its first digital sale to a consumer in the EU or UK, or crosses another country’s threshold. | Finance Lead |
| Information returns | General | A Company pays a Person or business that is not its employee. | Finance Lead |
| Unclaimed property | General | Money owed to someone, such as prepaid credit or a failed payment, sits untouched past a state’s dormancy period. | Finance Lead |
| Standing | General | A Company is formed in, or registers to do business in, a state. | Finance Lead |
| Fund offering | General | The Studio offers, sells, or reports on interests in its Fund. | Fundraiser |
| Governance | General | A Company acts as an entity, such as forming, passing a bank resolution, or signing a SOC 2 management assertion. | Founder |
| Identity checks | General | A payment account, bank, notary, or upstream requires a natural person’s own identity. | Founder |
| Sworn filings | General | A government form requires a natural person’s signature or declaration, such as a tax return or an inventor’s declaration. | Founder |
| Securities | General | A Company issues equity, signs a SAFE, grants options, or accepts an investor’s subscription. | Founder |
| Insurance applications | General | A Company applies for, or renews, an insurance policy. | Founder |
| Legal process | General | A Startup is served, or receives a subpoena, court order, or demand letter. | Legal Lead |
| Whistleblowing | General | A Startup seats its first Human, or reaches 50 workers in the EU. | Compliance Officer |