Corporate cards
Corporate cards issue virtual and physical cards to Workers and agents, each bound to a Mandate, merchant rules and Limits.
Corporate cards issue virtual and physical cards to Workers, each bound to a Mandate, merchant rules and Limits. An Agent’s Card pays for one Task or one merchant, never anything it likes.
Contract
| Clause | Terms |
|---|---|
| Issuing | Card.issue runs after the Mandate check passes. Every Card carries an explicit Limit per charge and per period, so the rail’s default never decides. |
| Kinds | Card.form is singleUse for one Task, merchant for one merchant that bills on its own schedule, or physical for a Human. |
| Single use | A Card whose Card.form is singleUse pays its Task once and closes. The receipt attaches to the same Task. |
| One merchant | A Card whose Card.form is merchant pays one ad network or renewal until the Mandate expires, within its Limit for each period. |
| Authorization | Each charge runs Mandate.spend in real time against the Mandate, its Limit and Startup.spendState. In hold, new spend declines at once. |
| Windows | Mandate.authorize and Limit.raise are one-way money decisions that wait their delay window. A charge inside a granted Mandate never waits. |
| Over the Limit | Declined, and an Approval opens for the Treasurer through Approval.approve. |
| Freeze and close | Mandate.pause freezes every Card under the Mandate. Mandate.revoke closes them and releases amounts held for pending charges. |
| Spend records | Each charge posts a Cost to the Task that spent it, through Mandate.spend. Every charge reaches Spend management and the Ledger. |
| Cardholder | The Company, never an agent, because a commercial card program never funds personal spend. Card.last4 is all a Worker sees. |
| Program | A held Startup spends on the Studio-held entity’s own card program. A self-serve Startup spends on the platform’s program for connected accounts, and Card.issue refuses with card-program-pending until it is granted. |
Verbs
| Verb | Object | Event |
|---|---|---|
| Mandate.spend | Mandate | Mandate.spent |
| Limit.raise | Limit | Limit.raised |
| Card.issue | Card | Card.issued |
| Mandate.pause | Mandate | Mandate.paused |
| Mandate.revoke | Mandate | Mandate.revoked |
Interfaces
Example
The Marketing Lead at a sleep-tracking app holds a merchant Card for one ad network, at $2,000 a month. The network charges at each billing threshold, and every charge passes the Mandate check. A $450 design tool gets its own singleUse Card, which closes after the purchase.